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Now is the time to bring your dream acreage home to life with Garrette Homes’ 5.00% 30-year fixed-rate construction loan. This true fixed rate—available for a limited number of loans through November 30th—offers lasting stability, lower monthly payments, and more room in your budget for the luxury features you’ve envisioned. With Garrette Homes, you can design a residence that captures your vision of space, comfort, and refined living—without stretching your finances. Start building your forever home today and take advantage of this limited-time opportunity before it’s gone.

5.00% 30-Year Fixed Rate Construction Loan

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The Fed Moved Again So You Can Build with Confidence

*Rates shown are for a 30-year fixed-rate construction-to-permanent mortgage with a 12-month build period, as of 10/29/2025. Interest Rate: 5%; Annual Percentage Rate (APR): 5.179%. Example assumes a loan amount of $807,000 with a minimum 20% down payment and a borrower credit score of 740 or higher. Rate includes a 60-day lock and is available to qualified buyers using the preferred lender. Offer applies to primary or second home construction only. Actual rates, APRs, and monthly payments may vary depending on credit profile, loan amount, property location, and loan terms. This is not a commitment to lend. All loans are subject to credit approval and applicable program guidelines. Rates and terms are subject to change without notice and may be withdrawn at any time. Equal Housing Lender. NMLS ID #1556117. Offer ends 11/30/2025.

Limited number of rates available until November 30th!

Vancouver/Portland Metro - 10 Available

Seattle/Tacoma - 4 Available

5% 30-Year Fixed Rate

Construction Loan on Select Homes!